How any Territorian on a salary can access the benefits of Novated Leasing
Many Territorians still think novated leasing is only for government or not-for-profit employees. It’s a common myth and it’s stopping plenty of workers from enjoying genuine tax savings on their next car. The truth is simple: almost anyone who receives a regular salary can enter a novated lease, regardless of where they work or what industry they’re in.
So, let’s clear up a few common myths about who can actually get a novated lease.
- Myth 1: You have to work for the Government or a Not-for-Profit
This idea stuck around because novated leasing first took off in sectors like health and the NT Government. But things have changed. Today, almost any salaried employee can lease through salary packaging if their employer allows payroll deductions.
That means tradies, retail staff, small business employees, and corporate professionals can all benefit.
AANT Salary Packaging partners with both private and public sector employers across the NT to make novated leasing accessible to everyone — not just the few.
- Myth 2: Costs the Employer Money
This is one of the biggest misconceptions. A novated lease is cost-neutral for employers.
The vehicle, finance, and running costs sit between the employee, the financier, and the provider — not the employer.
All your workplace needs to do is process one payroll deduction each pay cycle.
No fees. No credit risk. No financial obligation.
In fact, offering novated leasing can help attract and retain staff, especially in competitive markets like the NT, where every benefit counts.
- Myth 3: Novated Leasing Is Complicated
It’s simpler than most people expect. AANT handles every step, from quotes and vehicle sourcing to finance setup, payroll coordination, and ongoing account management.
Once your lease is set up, everything runs automatically through payroll. Fuel, servicing, insurance, registration, tyres — all included in one clear deduction.
Many leases are approved in under a week, and we keep both you and your employer in the loop the whole way.
- Who can enter a Novated Lease
You can generally enter a novated lease if:
- You receive a regular salary (weekly, fortnightly, or monthly)
- Your employer can make deductions from your pay
- You’re looking to purchase or lease a new or used vehicle (and in some cases, even refinance your existing one)
It’s available to:
- NT Government and Local Government employees
- Private business employees
- Small business and corporate staff
- Education, construction, mining, retail, and health workers
- Families and individuals across the Northern Territory
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AANT's Territory advantage
AANT Salary Packaging is the only 100% NT-owned provider — every decision happens locally.
We understand Territory pay cycles, driving conditions, and dealership pricing, and we make the process straightforward for both employees and employers.
And when you lease through AANT, you automatically become an AANT Member, giving you access to:
- Premium roadside assistance
- 8c per litre United fuel discount
- Exclusive local offers and travel savings
It’s more than a lease — it’s year-round value for Territory drivers.
Key Takeaway
If you receive a regular salary, you can likely access a novated lease.
It costs your employer nothing, it’s easy to manage, and it can save you thousands a year in tax and running costs.
