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HCF Health Insurance

We’ve teamed up with HCF to give AANT members an exclusive offer on their health cover.

HCF is Australia’s largest not-for-profit health fund, which means they re-invest their profits into meeting the needs of members, not shareholders. They’ve been putting members’ health first since 1932, and today over 1.8 million Australians trust HCF with their health cover. 

A little more about our partner.

As Australia’s largest not-for-profit health insurer, HCF has paid out more benefits than the industry average over the last 10 years#. They’re not your typical health fund – they genuinely want you to get great value cover.

How you can save.

  • Get up to $200 cash back* for families & couples, or $100 cash back for singles when you join HCF hospital and extras and stay for 3 months.

  • See an extras provider in HCF’s No-Gap network to get 100% back^ on a dental check-up or first visit to a physio, chiro or osteo.

  • Pay $0 excess for kids on your family cover no matter how many times they go to the hospital~.

Terms and conditions apply. *Payment will be made by direct deposit up to 6 weeks after paying your first 3 months’ premium. HCF will send you an email to redeem your EFT payment and you must provide your bank account details within 90 days to redeem the offer. You must not have been an HCF member 2 months prior to taking up the offer, must provide a valid email address. Limit 1 EFT payment per policy. Offer T&Cs available at #90% compared to 86% across the industry. Calculated based on the average of the past 10 years, sourced from APRA Statistics: Private Health Insurance Operations Reports 2012-21. ^100% back from providers in our No-Gap network is available on selected covers. Waiting periods and annual limits apply. Providers are subject to change. We recommend that you confirm the provider prior to booking your appointment. See ~Excludes Accident Only Basic cover.

Are you a member? Login for instructions on how to redeem this benefit.

Switching is easy.

  • Switching your health fund to HCF is fast – and uncomplicated: it takes less than 15 minutes to choose the cover that works for you and fill in an application. HCF will take care of the rest – and that includes liaising with your previous fund, so you don’t have to.
  • No need to re-serve waiting periods for benefits previously covered
  • Obligation-free health fund cover check up
  • Get a 30-day money-back cooling off period
  • Switch at any time of the year

How can you do it.

  •  Request a call back. One of the HCF team members will call at a time that works for you.  
  •  Call 1800 880 049
  •  Email the friendly team 
  •  Visit our website