Renting out your property?
Safeguard your investment with coverage against vandalism, fire, theft, and more.
Read the Product Disclosure Statement to see exactly what’s included.
Loss of rent during repairs
If your building or contents are covered and your rental property is unliveable after a covered event, CGU will pay up to 12 months of lost rent. 1
Furniture & furnishings
Cover for loss or damage to furniture, furnishings and carpet in your property. 2
Theft & vandalism
Cover for stolen items and damage to or from theft and vandalism, including stolen keys. 3
Flood, storm & storm surge
Cover for loss or damage to your home and items caused by flood, rainwater run-off, storm, storm surge and tsunami. 4
Fire
Cover for loss and damage caused by fire (including bushfire).
Damage from leaks
Cover for loss or damage to your property caused by liquid leaks 5 like from a burst pipe or broken heater.
Accidental damage
Add cover for damage to your home from unintentional mishaps, like putting a hole in the wall while moving furniture.
Motor burnout
Add cover for electric motor burn out in fixtures and permanently fixed appliances like air con and dishwashers, including parts and labour. 4
Need Help?
Our friendly team can answer your questions and help find the right cover for you.
Call 08 8925 5901, Monday-Friday, 9:00am to 5:00pm.
Contacting CGU Claims
Our partner CGU is here for you anytime, any day. Call CGU's claims team 24 hours a day, 7 days a week on 13 24 80 to make a claim.
For more information on the claims process, visit CGU's claims website.
Contacting CGU Claims
CGU offers a lifetime guarantee on the workmanship of all authorised repairs, valid for as long as you own the car.
CGU offers a lifetime guarantee on the workmanship of authorised repairs to your home.
Payment Options
Pay fortnightly, monthly or quarterly at no extra cost.
Online Account
For policies purchased or renewed after 16/06/2025, you can make certain updates online, such as adjusting your excess amounts or optional benefits. Simply log in to your account to see the available options.
For assistance, call CGU at 13 24 81.
For significant changes, like purchasing a new car, please call us directly at 08 8925 5901
What changes can I make to my policies using my online account?
The changes you can make to your policies using your online account depend on the specific policies you hold.
What you need to know:
1 CGU cover either the weekly rent listed on your Certificate of Insurance, or the weekly rent in your rental agreement, whichever is less. A valid rental agreement is required.
2 Under a Landlord ‘Contents’ policy, your furniture and furnishings are covered up to the contents insured amount. Under a Landlord ‘Building’ policy, if your property isn’t under a strata or similar scheme your furniture and furnishings are covered to up to 10% of the buildings insured amount.
3 If theft or vandalism by tenant, CGU will deduct from your claim four times the weekly rent amount shown on your rental agreement, in addition to the standard excess. A valid rental agreement is required. No excess is payable for a claim made only under the ‘Replacement of keys and locks’ additional benefit.
4 CGU don’t cover actions of the sea, such as tides and waves.
5 CGU doesn’t cover damage caused by water leaking or escaping from a shower recess or shower base. CGU doesn't cover loss from erosion or other earth movements. CGU doesn't cover the costs to repair or replace the item that the liquid leaked or escaped from.
Excesses may apply. Refer to your Certificate of Insurance. For detailed terms, conditions, limitations, and exclusions, please read the Product Disclosure Statement.
This insurance product is distributed by Automobile Association of Northern Territory Inc ABN 13 431 478 529, an authorised representative of the issuer Insurance Australia Limited ABN 11 000 016 722 under the CGU Brand. Any advice provided is general advice only and does not take into account your individual objectives, financial situation or needs (“your personal circumstances”). Before using this advice to decide whether to purchase a product, you should consider your personal circumstances and the relevant Product Disclosure Statement. The Product Disclosure Statement and Target Market Determinations are available from aant.com.au